| SECURITIES (RC-B) | Sep 2001 | Dec 1999 | Dec 1999 |
| Amortized Cost | |||
| US Treasury Securities | 9,317 | 13,324 | 6,828 |
| US Govt Agency and Corp Obligations: | 0 | 0 | 21,996 |
| ---All Other US Govt Agency Oblig | 0 | 0 | 0 |
| ---AllOtherUS Govt-SponAgencyOblg | 0 | 0 | 21,996 |
| Secs Issued by States & Pol Subs: | 3,892 | 3,895 | 5,221 |
| ---General Obligations | 3,892 | 3,890 | 4,613 |
| ---Revenue Obligations | 0 | 5 | 608 |
| ---Ind Development & Similar Oblig | 0 | 0 | 0 |
| Mortgage-backed Securities | 29,755 | 27,501 | 27,311 |
| ---Pass-through Securities | 23,671 | 20,072 | 17,862 |
| ---Guaranteed by GNMA | 11,116 | 8,908 | 14,304 |
| ---Issued by FNMA & FHLMC | 12,513 | 11,120 | 3,558 |
| ---Other Pass-through Securities | 42 | 44 | 0 |
| ---Other Mortgage-backed Secs: | 6,084 | 7,429 | 9,449 |
| ---Issued By FNMA & FHLMC & GNMA | 3,952 | 4,673 | 5,427 |
| ---Privately-issued: | 2,132 | 2,756 | 4,022 |
| ---Collat MBS of FNMA &FHLMC&GNMA | 43 | 55 | 0 |
| ---All Other MBS | 2,089 | 2,701 | 4,022 |
| Other Debt Securities | 640 | 699 | 756 |
| Other Domestic Debt Securities | 617 | 699 | 756 |
| Foreign Debt Securities | 23 | 0 | 0 |
| Equity Securities: | 465 | 465 | 471 |
| Investments in Mutual Funds | 0 | 0 | 0 |
| Other Marketable Equity Securities | 0 | 0 | 6 |
| Less: NetUnrealLossonMktEquitySecs | N/A | N/A | N/A |
| All Other Equity Securities | 465 | 465 | 465 |
| Total Securities(Amortized Cost) | 44,069 | 45,884 | 62,583 |
| Amortized Cost of Held-to-Maturity | |||
| US Treasury Securities | 0 | 0 | 0 |
| US Govt Agency and Corp Obligations: | 0 | 0 | 128 |
| All Other US Govt Agency Oblig | 0 | 0 | 0 |
| AllOtherUS Govt-SponAgencyOblg | 0 | 0 | 128 |
| Secs Issued by States & Pol Subs: | 820 | 825 | 5,221 |
| General Obligations | 820 | 820 | 4,613 |
| Revenue Obligations | 0 | 5 | 608 |
| Ind Development & Similar Oblig | 0 | 0 | 0 |
| Mortgage-backed Securities | 42 | 44 | 0 |
| Pass-through Securities | 42 | 44 | 0 |
| Guaranteed by GNMA | 0 | 0 | 0 |
| Issued by FNMA & FHLMC | 0 | 0 | 0 |
| Other Pass-through Securities | 42 | 44 | 0 |
| Other Mortgage-backed Secs: | 0 | 0 | 0 |
| Issued By FNMA & FHLMC & GNMA | 0 | 0 | 0 |
| Privately-issued: | 0 | 0 | 0 |
| Collat MBS of FNMA &FHLMC&GNMA | 0 | 0 | 0 |
| All Other MBS | 0 | 0 | 0 |
| Other Debt Securities | 23 | 23 | 23 |
| Other Domestic Debt Securities | 0 | 23 | 23 |
| Foreign Debt Securities | 23 | 0 | 0 |
| TotalSecs(AmortCost:Held-to-Mat) | 885 | 892 | 5,372 |
| Amortized Cost of Available-for-Sale | |||
| US Treasury Securities | 9,317 | 13,324 | 6,828 |
| US Govt Agency and Corp Obligations: | 0 | 0 | 21,868 |
| All Other US Govt Agency Oblig | 0 | 0 | 0 |
| AllOtherUS Govt-SponAgencyOblg | 0 | 0 | 21,868 |
| Secs Issued by States & Pol Subs: | 3,072 | 3,070 | 0 |
| General Obligations | 3,072 | 3,070 | 0 |
| Revenue Obligations | 0 | 0 | 0 |
| Ind Development & Similar Oblig | 0 | 0 | 0 |
| Mortgage-backed Securities | 29,713 | 27,457 | 27,311 |
| Pass-through Securities | 23,629 | 20,028 | 17,862 |
| Guaranteed by GNMA | 11,116 | 8,908 | 14,304 |
| Issued by FNMA & FHLMC | 12,513 | 11,120 | 3,558 |
| Other Pass-through Securities | 0 | 0 | 0 |
| Other Mortgage-backed Secs: | 6,084 | 7,429 | 9,449 |
| Issued By FNMA & FHLMC & GNMA | 3,952 | 4,673 | 5,427 |
| Privately-issued: | 2,132 | 2,756 | 4,022 |
| Collat MBS of FNMA &FHLMC&GNMA | 43 | 55 | 0 |
| All Other MBS | 2,089 | 2,701 | 4,022 |
| Other Debt Securities | 617 | 676 | 733 |
| Other Domestic Debt Securities | 617 | 676 | 733 |
| Foreign Debt Securities | 0 | 0 | 0 |
| Equity Securities: | 465 | 465 | 471 |
| Investments in Mutual Funds | 0 | 0 | 0 |
| Other Marketable Equity Securities | 0 | 0 | 6 |
| All Other Equity Securities | 465 | 465 | 465 |
| Tot Secs(AmortCost:AvailforSale) | 43,184 | 44,992 | 57,211 |
| Fair Value | |||
| US Treasury Securities | 9,312 | 13,498 | 6,831 |
| US Govt Agency and Corp Obligations: | 0 | 0 | 22,080 |
| All Other US Govt Agency Oblig | 0 | 0 | 0 |
| AllOtherUS Govt-SponAgencyOblg | 0 | 0 | 22,080 |
| Secs Issued by States & Pol Subs: | 3,854 | 3,878 | 4,864 |
| General Obligations | 3,854 | 3,873 | 4,242 |
| Revenue Obligations | 0 | 5 | 622 |
| Ind Development & Similar Oblig | 0 | 0 | 0 |
| Mortgage-backed Securities | 29,430 | 27,531 | 25,873 |
| Pass-through Securities | 23,361 | 20,144 | 16,698 |
| Guaranteed by GNMA | 10,956 | 8,860 | 13,312 |
| Issued by FNMA & FHLMC | 12,363 | 11,224 | 3,386 |
| Other Pass-through Securities | 42 | 60 | 0 |
| Other Mortgage-backed Secs:: | 6,069 | 7,387 | 9,175 |
| Issued By FNMA & FHLMC & GNMA | 3,976 | 4,683 | 5,333 |
| Privately-issued: | 2,093 | 2,704 | 3,842 |
| Collat MBS of FNMA &FHLMC&GNMA | 43 | 55 | 0 |
| All Other MBS | 2,050 | 2,649 | 3,842 |
| Other Debt Securities | 642 | 701 | 727 |
| Other Domestic Debt Securities | 619 | 701 | 727 |
| Foreign Debt Securities | 23 | 0 | 0 |
| Equity Securities: | 465 | 465 | 1,162 |
| Investments in Mutual Funds | 0 | 0 | 0 |
| Other Marketable Equity Securities | 0 | 0 | 697 |
| All Other Equity Securities | 465 | 465 | 465 |
| Total Securities (Fair Value) | 43,703 | 46,073 | 61,537 |
| Fair Value of Held-to-Maturity | |||
| US Treasury Securities | 0 | 0 | 0 |
| US Govt Agency and Corp Obligations: | 0 | 0 | 132 |
| All Other US Govt Agency Oblig | 0 | 0 | 0 |
| AllOtherUS Govt-SponAgencyOblg | 0 | 0 | 132 |
| Secs Issued by States & Pol Subs: | 820 | 828 | 4,864 |
| General Obligations | 820 | 823 | 4,242 |
| Revenue Obligations | 0 | 5 | 622 |
| Ind Development & Similar Oblig | 0 | 0 | 0 |
| Mortgage-backed Securities | 42 | 60 | 0 |
| Pass-through Securities | 42 | 60 | 0 |
| Guaranteed by GNMA | 0 | 0 | 0 |
| Issued by FNMA & FHLMC | 0 | 0 | 0 |
| Other Pass-through Securities | 42 | 60 | 0 |
| Other Mortgage-backed Secs: | 0 | 0 | 0 |
| Issued By FNMA & FHLMC & GNMA | 0 | 0 | 0 |
| Privately-issued: | 0 | 0 | 0 |
| Collat MBS of FNMA &FHLMC&GNMA | 0 | 0 | 0 |
| All Other MBS | 0 | 0 | 0 |
| Other Debt Securities | 23 | 23 | 23 |
| Other Domestic Debt Securities | 0 | 23 | 23 |
| Foreign Debt Securities | 23 | 0 | 0 |
| Tot Secs(Fair Value:Held to Mat) | 885 | 911 | 5,019 |
| Fair Value of Available-for-Sale | |||
| US Treasury Securities | 9,312 | 13,498 | 6,831 |
| US Govt Agency and Corp Obligations: | 0 | 0 | 21,948 |
| All Other US Govt Agency Oblig | 0 | 0 | 0 |
| AllOtherUS Govt-SponAgencyOblg | 0 | 0 | 21,948 |
| Secs Issued by States & Pol Subs: | 3,034 | 3,050 | 0 |
| General Obligations | 3,034 | 3,050 | 0 |
| Revenue Obligations | 0 | 0 | 0 |
| Ind Development & Similar Oblig | 0 | 0 | 0 |
| Mortgage-backed Securities | 29,388 | 27,471 | 25,873 |
| Pass-through Securities | 23,319 | 20,084 | 16,698 |
| Guaranteed by GNMA | 10,956 | 8,860 | 13,312 |
| Issued by FNMA & FHLMC | 12,363 | 11,224 | 3,386 |
| Other Pass-through Securities | 0 | 0 | 0 |
| Other Mortgage-backed Secs: | 6,069 | 7,387 | 9,175 |
| Issued By FNMA & FHLMC & GNMA | 3,976 | 4,683 | 5,333 |
| Privately-issued: | 2,093 | 2,704 | 3,842 |
| Collat MBS of FNMA &FHLMC&GNMA | 43 | 55 | 0 |
| All Other MBS | 2,050 | 2,649 | 3,842 |
| Other Debt Securities | 619 | 678 | 704 |
| Other Domestic Debt Securities | 619 | 678 | 704 |
| Foreign Debt Securities | 0 | 0 | 0 |
| Equity Securities: | 465 | 465 | 1,162 |
| Investments in Mutual Funds | 0 | 0 | 0 |
| Other Marketable Equity Securities | 0 | 0 | 697 |
| All Other Equity Securities | 465 | 465 | 465 |
| TotSecs(Fair Value:AvailforSale) | 42,818 | 45,162 | 56,518 |
| Memoranda | |||
| Pledged Securities | 24,864 | 33,119 | 25,106 |