Sample Bank

Balance Sheet
Sep 2001 Dec 2000 Dec 2000
BALANCE SHEET(RC)
Assets
Cash & Due from Depository Inst: 10,440 18,346 18,285
---Nonint-Bearing and Currency & Coin 10,440 18,346 18,285
---Interest-Bearing 0 0 0
Securities 43,703 46,054 61,890
---Held-to-Maturity Secs(Amort Cost) 885 892 5,372
---Available-for-Sale Secs(Fair Val) 42,818 45,162 56,518
Federal Funds Sold & Secs Purchased: 16,609 25,603 1,239
---Federal Funds Sold 16,609 25,603 1,239
---Secs Purchased under Agree Resell 0 0 0
Loans & Lease Financing Receivables:
---Total, Net of Unearned Income 186,467 195,337 209,767
---Less:Allowance for Ln & Lse Losses 2,581 2,752 2,759
---Less:Allocated Transfer Risk Rsrv 0 0 0
Loans & Leases, Net 183,886 192,585 207,008
Trading Assets 0 0 0
Premises & Fixed Asset(incl Cap Lse) 2,662 2,602 2,778
Other Real Estate Owned 25 0 214
Investments in Unconsolidated Subs 12 0 0
Customers' Liabilities on Acceptance 0 0 0
Intangible Assets 0 0 0
Other Assets 5,532 5,094 7,078
Total Assets 262,869 290,284 298,492
Liabilities
Deposits: 218,894 241,283 251,091
-Held in Domestic Offices: 218,894 241,283 251,091
----Domestic Noninterest-Bearing 38,501 46,307 48,763
----Domestic Interest-Bearing 180,393 194,976 202,328
-Held in Foreign Offices: 0 0 0
----Foreign Noninterest-Bearing 0 0 0
----Foreign Interest-Bearing 0 0 0
Federal Funds Purchased & Secs Sold: 4,157 8,081 8,390
---Federal Funds Purchased 0 4,866 5,175
---Secs Sold Under Agreement Repurch 4,157 3,215 3,215
Demand Notes Issued to US Treasury 0 0 0
Trading Liabilities 0 0 0
Other Liabilities for Borrowed Money 96 38 0
With Remaining Mat of 1Yr or Less 0 0 0
With Remain Mat of More than 1yr 96 38 0
Mortgage Indebtedness, Cap Leases 0 0 0
Bank's Liability on Acceptances Out 0 0 0
Subordinated Notes & Debentures 0 0 0
Other Liabilities 5,342 5,288 5,409
Total Liabilities 228,489 254,690 264,890
Limited-Life Prefrd Stk, Rel Surplus 0 0 0
Equity Capital
Perpetual Preferred Stk, Rel Surplus 0 0 0
Common Stock 2,000 2,000 2,000
Surplus (excl Surplus Rel Pref Stk) 13,500 13,500 13,500
Undivided Profits & Cap Rsrv, Gross 19,101 19,991 18,520
Net Unrlzd Gns on AvailforSale Secs -221 103 -418
Cumulative Frgn Currency Transl Adj N/A N/A N/A
Total Equity Capital 34,380 35,594 33,602
Liab & Ltd-Life Pref Stk & EqtyCap 262,869 290,284 298,492