| NONPERFORMING ASSETS(RC-N) | Sep 2001 | Dec 2000 | Dec 1999 |
| PAST DUE LNS, LSES, & OTH ASSETS | |||
| Past Due 90 Days or More: | 363 | 265 | 122 |
| Real Estate Loans: | 72 | 106 | 0 |
| To US Addressees | 72 | 106 | 0 |
| To NonUS Addressees | 0 | 0 | 0 |
| Loans to Individuals: | 173 | 159 | 122 |
| Installment Loans | 173 | 158 | 112 |
| Credit Cards & Related Plans | 0 | 1 | 10 |
| Commercial & All Other Lns & Lses: | 118 | 0 | 0 |
| Lns to Dep Inst & Acceptances: | 0 | 0 | 0 |
| To US Banks & Depository Inst | 0 | 0 | 0 |
| To Foreign Banks | 0 | 0 | 0 |
| Commercial & Industrial Loans: | 112 | 0 | 0 |
| To US Addressees | 112 | 0 | 0 |
| To NonUS Addressees | 0 | 0 | 0 |
| Lns to Finance Agric Production | 0 | 0 | 0 |
| Loans to Foreign Governments | 0 | 0 | 0 |
| All Other Loans & Leases: | 6 | 0 | 0 |
| All Other Loans | 0 | 0 | 0 |
| Lease Financing Receivables: | 6 | 0 | 0 |
| Of US Addressees | 6 | 0 | 0 |
| Of NonUS Addressees | 0 | 0 | 0 |
| 034/033 MR:Commercial & Other | N/A | N/A | N/A |
| Tot Ln & Lse PastDue 90 Days or More | 363 | 265 | 122 |
| Debt Securities and Other Assets | 0 | 0 | 0 |
| Ln & Lse Wholly or Part USGovt Grntd | 27 | 37 | 11 |
| Grntd Portion:Ln & Lse USGovt Grntd | 27 | 37 | 11 |
| Memoranda Past Due 90 Days or More: | |||
| Agricultural Loans Included Above | 0 | 0 | 0 |
| Lns to Fin Comml RE, Const & Land | 22 | 0 | 0 |
| Lns Secured by RE in Dom Offices: | 72 | 106 | 0 |
| Construction & Land Development | 0 | 0 | 0 |
| Secured by Farmland | 0 | 0 | 0 |
| Secured by 1-4 Fam Residential: | 72 | 106 | 0 |
| Home Equity Loans - Revolving | 0 | 0 | 0 |
| All Other Loans | 72 | 106 | 0 |
| Secured by 5+ Residential | 0 | 0 | 0 |
| Secured by Nonfarm Nonresdntl | 0 | 0 | 0 |
| Commod&Eqty Cntrct:BookValAssetsAmts | 0 | 0 | 0 |
| Commod&Eqty Cntrct:Pos Replace Cost | 0 | 0 | 0 |
| NONACCRUAL LNS, LSES, & OTH ASSETS | |||
| Nonaccrual: | 2,221 | 2,299 | 2,440 |
| Real Estate Loans: | 1,655 | 1,859 | 1,417 |
| To US Addressees | 1,655 | 1,859 | 1,417 |
| To NonUS Addressees | 0 | 0 | 0 |
| Loans to Individuals: | 4 | 39 | 0 |
| Installment Loans | 4 | 39 | 0 |
| Credit Cards & Related Plans | 0 | 0 | 0 |
| Commercial & All Other Lns & Lses: | 520 | 357 | 979 |
| Lns to Dep Inst & Acceptances: | 0 | 0 | 0 |
| To US Banks & Depository Inst | 0 | 0 | 0 |
| To Foreign Banks | 0 | 0 | 0 |
| Commercial & Industrial Loans: | 520 | 326 | 979 |
| To US Addressees | 520 | 326 | 979 |
| To NonUS Addressees | 0 | 0 | 0 |
| Lns to Finance Agric Production | 0 | 31 | 0 |
| Total Nonaccrual Loans and Leases | 2,179 | 2,255 | 2,396 |
| Debt Securities and Other Assets | 42 | 44 | 44 |
| Ln & Lse Wholly or Part USGovt Grntd | 53 | 0 | 0 |
| Grntd Portion:Ln & Lse USGovt Grntd | 48 | 0 | 0 |
| Memoranda Nonaccrual: | |||
| Agricultural Loans Included Above | 0 | 31 | 0 |
| Lns to Fin Comml RE, Const, & Land | 0 | 0 | 0 |
| Lns Secured by RE in Dom Offices: | 1,655 | 1,859 | 1,417 |
| Construction & Land Development | 280 | 573 | 0 |
| Secured by Farmland | 200 | 431 | 515 |
| Secured by 1-4 Fam Residential: | 483 | 409 | 118 |
| Home Equity Loans - Revolving | 0 | 0 | 0 |
| All Other Loans | 483 | 409 | 118 |
| Secured by 5+ Residential | 0 | 0 | 0 |
| Secured by Nonfarm Nonresdntl | 692 | 446 | 784 |